Free Tool
Dubai Mortgage Calculator
Estimate your monthly mortgage payment, loan amount, and total interest for any Dubai property purchase.
Calculate Your Mortgage
Enter the purchase price and loan details to see an estimated monthly payment.
AED
The full agreed sale price of the property.
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UAE banks typically require a minimum of 20–25% down for residents, more for non-residents.
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Illustrative only — your actual rate depends on the bank, your profile, and current market conditions.
This is an illustrative estimate only, not a loan offer. Actual mortgage terms depend on the lender, your eligibility, and prevailing interest rates — speak with our advisory team or a mortgage broker for an accurate quote.
Enter a purchase price to see your estimated mortgage payment.
Good to Know
UAE Mortgage Basics
UAE Central Bank rules generally require a minimum 20% down payment for UAE nationals and 25% for expat residents on a first property under AED 5 million.
Non-resident buyers typically face a higher minimum down payment and a shorter maximum loan term than UAE residents.
The maximum mortgage term in the UAE is generally 25 years, and most banks require the loan to be repaid before the borrower turns 65–70.
A mortgage also adds a 0.25% DLD mortgage registration fee — use our Fees Calculator alongside this tool for the full picture.